Supervised Lender License
NMLS 2846193 · South Carolina State Board of Financial Institutions · issued 30 July 2026
Our license to lend in South Carolina, issued for otralending.com.
Legal and licensing
Licensing
On the Road Again Lending, LLC is licensed as a supervised lender by the South Carolina State Board of Financial Institutions, and registered with the South Carolina Department of Consumer Affairs as a consumer credit grantor. Our license can be checked independently on NMLS Consumer Access under NMLS #2846193.
Consumer Credit Grantor
Registration CGL-189781 · South Carolina Department of Consumer Affairs · issued 16 May 2026 · expires 31 January 2027
Our notification to the Department that consumer credit is offered at our Florence location.
Consumer Credit Grantor (website)
Registration CGL-190529 · South Carolina Department of Consumer Affairs · issued 24 June 2026 · expires 31 January 2027
Our notification to the Department that consumer credit is offered at otralending.com.
Maximum Rate Schedule
Registration CSL-189783 · South Carolina Department of Consumer Affairs · issued 16 May 2026 · expires 31 January 2027
Our maximum rate on file with the Department: 28% APR, fixed.
Our policies
On the Road Again Lending, LLC’s policies, published in full:
- Privacy policy — How we collect, use and share information about you. Effective August 1, 2026.
- Acceptable use — The terms that govern your use of this site and our portals.
- Electronic signatures — Your consent to sign and receive documents electronically.
Your loan documents
Your Truth in Lending disclosure, loan agreement and — if we cannot approve your application — your adverse action notice are provided to you directly at the point the law requires them. They are not summarised here, because a summary is not a disclosure.
Contact
On the Road Again Lending, LLC, 174 S. Cashua Dr, Florence, SC 29501
Call us on (888) 230-ROAD (7623)